About Us

Francis Palacios

About Me:

Francis began her career in 2004 as a mortgage loan processor, building expertise on the financial side of transactions. By 2005, she became a licensed realtor, helping clients achieve their homeownership goals with patience, knowledge, and a positive approach. Francis is known for her reliability and strong client relationships, referrals make up a significant portion of her business.

Francis is associated with Equity Smart Home Loans and Real Estate Services, a company with 20 years of experience, that offers clients access to a wide range of loan programs, including conventional, FHA, VA, Jumbo, USDA, and second loans. Non-QM loans available, providing additional options to meet diverse needs. Equity Smart Home Loans NMLS# 856170, is approved in eight states—California, Arizona, Oregon, Florida, Texas, New Mexico, Colorado, and Washington—the company uses the latest technology to provide competitive rates and exceptional service. Whether you’re buying, selling, or refinancing, Francis is committed to guiding you through every step of the process.

SERVICES OFFERED:

  • Seller and Buyer representation.
  • Investment Properties.
  • Second Residence.
  • Relocation.
  • Probate|Divorce Sales.
  • Distressed Property Negotiators.

Meet My Team

With years of experience, we will make sure to get you to the closing.

Rosanna Vargas

Real Estate Consultant
Real Estate Professional with a clear understanding of the current real estate market. Rossanna does possess a wide knowledge of real estate procedures and real estate contracts. She has a background in Business Management and Income Taxes. Bilingual fluency in English and Spanish